Getting rear-ended by another driver can cause major, life-altering injuries. Sometimes the nature of these injuries isn’t obvious until days or even weeks after the accident, when symptoms suddenly arise. Common injuries from rear-ending accidents include head trauma (concussions, skull fractures), neck and spine injuries (whiplash, herniated discs), and soft-tissue damage (injuries to nerves, muscular problems). Ideally the insurance of the at-fault driver will automatically cover the costs associated with such injuries, but in reality the injured person often needs to file a lawsuit to recover full compensation.
Insurance versus lawsuits
The reason a lawsuit may be necessary in a rear-ending case has to do how insurance works. In Nevada the minimum liability insurance that all nonprofessional drivers are required to carry is $25,000 per injured person per accident. Needless to say, $25,000 is unlikely to cover all the costs associated with a serious injury. For a person dealing with major medical bills, an inability to work, or other significant financial consequences, suing the at-fault driver may be necessary to get more.
Drivers who are involved in rear-ending accidents should take care to not fall into the trap of a quick settlement offer by the at-fault driver’s insurance company. Settlement offers are usually made to limit an insurer’s exposure to risk. They rarely take into account the full scope of the consequences being suffered by the injured person. The injured person may feel that accepting the quick cash is necessary to cover immediate financial needs, but by taking it they may be leaving significant value on the table.
Documenting damages from rear-ending accidents
As with any car accident, someone who has been rear-ended should try to keep good records about details of the accident and its aftermath. Take pictures of the accident scene, write down notes about what happened, and look for potential witnesses who may be of help developing a legal case should it be necessary. Even if no injuries are apparent immediately after the accident, it is important to be examined by a doctor to verify that there are no hidden injuries, such as neck and spine displacement, that could become a problem later.
Seeking medical attention quickly also can be important for establishing the causal relationship between soft-tissue injuries and the accident. A defendant in rear-end cases may try to raise doubts about the link between the accident and an injury that was not immediately apparent at the time of the accident. A medical exam results in concrete records that can be important in any personal injury lawsuit.
GGRM is a Las Vegas auto accident law firm
For more than 45 years the law firm of Greenman Goldberg Raby Martinez has served clients in the Las Vegas area in personal injury and auto accident cases. If you have been injured in a rear-ending accident in Nevada, contact us today for a free attorney consultation. Call 702-388-4476 or contact us through our website.