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When you are injured at work, it can be a very stressful time. In addition to recovering from your injuries, you are worried about your medical bills and wages you’ve lost from not being able to work. Fortunately, under Nevada law, employers are required to carry workers’ compensation insurance. If you’ve been injured at work, you can file a claim for workers’ compensation. The benefits available include:
Temporary Disability
Temporary disability benefits are paid to those individuals who have to miss five or more days of work as a result of their injuries. There are two types of temporary disability:
- Total Temporary Disability—if you are unable to work completely, then you may be eligible to receive total temporary disability benefits. These benefits are two-thirds of your average monthly wage but cannot exceed the maximum allowed. As of June 2020, the maximum amount is $4,064.40. The amount changes every July. Temporary total disability benefits are paid until you reach maximum medical improvement or until you can return to your normal work.
- Partial Temporary Disability—these benefits are paid when you are able to return to work in some capacity but are earning significantly less than you usually did due to your injury. The benefit amount is the difference between your pre-injury wages and what would have been your total temporary disability amount.
Permanent Disability
When you have completed your medical treatment, a doctor will determine whether you have a permanent disability.
- Permanent Total Disability—permanent total disability usually arises when there has been a very serious injury. If you are found to be permanently and totally disabled, you will receive benefits at your total temporary rate for the duration of your disability.
- Permanent Partial Disability—if a doctor finds that you have a permanent partial disability, you will be assigned an impairment rating. This rating will be stated as a percentage. For each percentage of impairment, you will receive a percentage of your average monthly wage.
Other Benefits
There are some additional benefits that you may receive as part of your workers’ compensation claim, including:
- Medical expenses—workers’ compensation will pay for all reasonable and necessary medical treatment as long as it is authorized.
- Mileage—you can receive mileage reimbursement for your trips to and from the doctor.
- Vocational rehabilitation—if you are unable to return to your normal job, you may be eligible to receive help finding new employment.
- Death benefits—if a worker dies due to a work injury, the spouse or dependents of the worker may be eligible for death benefits.
- Funeral expenses—if a worker dies on the job, the family may also be entitled to funeral expenses.
Contact a Nevada Workers’ Compensation Attorney
If you’ve been injured at work, you should consult with an experienced workers’ compensation attorney. At GGRM, we’ve been helping injured workers in Nevada for over 50 years. To set up your free consultation, contact us online or call us at 702-978-7641 today.